What is a family office?ファミリ―オフィスとは

In Europe and the USA, it has long been used by the very wealthy as a means of protecting family wealth and passing it on in perpetuity.

In Europe and the USA, it has long been used by the very wealthy as a means of protecting and permanently passing on family wealth. Recently, some high-net-worth individuals in Japan have taken notice of it and there have been cases of it being used in Japan and abroad.

In recent years, some high-net-worth individuals in Japan have taken notice, and there have been a number of cases of family offices being set up both in Japan and abroad.

A family office is a system for managing and operating assets and businesses as a 'family', not only for the inheritance of one generation or for the direct lineage, with the aim of perpetuating the prosperity of the family. It is similar to 'private banking', but is characterised by its original approach to the family as a more developed service. There are various theories as to its origins, but it is said to have started around the 6th century with the management of the assets of European royal families. It was the mission and responsibility of those who took over to ensure that a traditional family would retain its name for a long time - you may have heard of the Rockefellers and Carnegies that emerged in the USA from the 19th century onwards.

Effective management and operation of owned assets is essential for the lasting prosperity of a family. For wealthy individuals who are also business owners, it is necessary to think comprehensively about the assets of the business or legal entity and its future, as well as personal assets. Assets include not only financial assets, but also human, intellectual and financial assets. For this reason, a team of specialists such as tax accountants, chartered accountants and lawyers is formed to implement various perspectives.

欧米では古くから超富裕者たちに一族の財産を守り、永続的に引き継い

でいく手段としてご活用されてきました。最近では、日本においても一部

の富裕層が注目し、国内外において組成するケースも散見されてます。

ファミリーオフィス」とは一族の永続的な繁栄を目指し、一世代の相続対策、直系にとどまらず、「ファミリー」として資産および事業を管理・運営する体制のことです。「プライベートバンキング」と類似しますが、さらに発展したサービスとしてそのファミリーに寄り添ったオリジナルな取り組みを行う点が特徴です。その起源には諸説ありますが、6世紀ごろ、ヨーロッパの王族の資産管理が始まりと言われています。伝統ある一族が永くその名を残すことは、引き継いだ者の使命であり責任でもありました。19世紀以降に米国で誕生したロックフェラー家やカーネギー家などの存在を耳にしたことがあるかもしれません。

ファミリーの永続的な繁栄には、所有する資産の効果的な管理と運用が不可欠です。企業オーナーでもある資産家の場合には、個人資産とともに、事業や法人の資産、および将来についても包括的に考える必要があります。また、資産には、金融資産だけでなく、人的財産・知的財産・財的財産がふくまれます。そのため、税理士・公認会計士や弁護士などの専門家がチームを組み、さまざまな観点からの実行をめざします。